First home: what to prepare
- FHSA and RRSP Home Buyers’ Plan: using registered savings for your down payment, if eligible
- Ontario’s land transfer tax refund for first-time buyers (up to $4,000)
- 30-year amortization, available on an insured mortgage for a first purchase
- New to Canada? Credit history, income and proof of funds to prepare with your lender
In French, English or Haitian Creole. I work especially with Ottawa’s francophone, Haitian, African and Caribbean communities, and with newcomers to Canada.